About

Rick Hemphill Principal at Hemphill Financial Group, Founder of CERM

Rick Hemphill Principal at Hemphill Financial Group, Founder of CERM

Cutting Edge Risk Management (CERM) is a proactive identity theft protection agency, specializing in protection before, during, and after an identity theft occurs. CERM is led my one of the most successful insurance agents in the country with 35 years experience and a lifetime member of the million dollar roundtable Richard C. Hemphill.

Unlike other available protection services that only report the problem to you, but do not help you solve the problem. CERM understands the threat posed to both an individual or a business by identity theft and how significant losses can be when you and/or your employees and associates are forced to address it.